Privacy Policy

13. US STATE SPECIFIC NOTICES

CALIFORNIA AND VIRGINIA

If you are a California resident, certain Personal Information that we collect about you is subject to the California Consumer Privacy Act (“CCPA”), as amended by the California Privacy Rights Act (“CPRA”).

If you are a Virginia resident, certain Personal Information that we collect about you is subject to the Virginia Consumer Data Protection Act (“VCDPA”).

All other provisions of this Privacy Policy remain in full force and effect. 

  1. Notice of Collection and Use of Personal Information 

We may collect (and may have collected during the 12-month period prior to the effective date of this Privacy Policy) the following categories of personal information about you: 

• Identifiers: identifiers such as a real name, unique personal identifier (such as a device identifier; cookies, beacons, pixel tags, mobile ad identifiers and similar technology; customer number, unique pseudonym, or user alias; telephone number and other forms of persistent or probabilistic identifiers), online identifier, internet protocol address, email address, and other similar identifiers;

• Additional Data Subject to Cal. Civ. Code § 1798.80: signature, insurance policy number;

• Commercial Information: commercial information, including records of personal property, products or services purchased, obtained, or considered, and other purchasing or consuming histories or tendencies;

• Online Activity: Internet and other electronic network activity information, including, but not limited to, browsing history, search history, and information regarding your interaction with websites, applications or advertisements; 

• Sensory Information: audio, electronic, and similar information; 

• Inferences: inferences drawn from any of the information identified above to create a profile about you reflecting your preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.

We may use (and may have used during the 12-month period prior to the effective date of this Section) your personal information for the purposes described in our Privacy Policy and for the following business purposes specified in the CCPA: 

• Performing services, including maintaining or servicing accounts, providing customer service, processing or fulfilling orders and transactions, verifying customer information, processing payments, providing advertising or marketing services, providing analytics services, or providing similar services;

• Auditing related to a current interaction with you and concurrent transactions, including, but not limited to, counting ad impressions to unique visitors, verifying positioning and quality of ad impressions, and auditing compliance;

• Short-term, transient use, including, but not limited to, the contextual customization of ads shown as part of the same interaction;

• Detecting security incidents, protecting against malicious, deceptive, fraudulent, or illegal activity, and prosecuting those responsible for that activity;

• Debugging to identify and repair errors that impair existing intended functionality;

• Undertaking internal research for technological development and demonstration;

• Undertaking activities to verify or maintain the quality or safety of a service or device that is owned, manufactured, manufactured for, or controlled by us, and to improve, upgrade, or enhance the service or device that is owned, manufactured, manufactured for, or controlled by us.

2. Sources of Personal Information 

During the 12-month period prior to the effective date of this Statement, we may have obtained personal information about you from the following categories of sources: 

• Directly from you, such as when you provide us information in connection with our Services;

• Your devices, such as when you visit our Site;

• Our merchants and partners, who offer or facilitate the offer of our protection plans;

• Insurance companies, who underwrite or support the protection plans we offer;

• Our affiliates and subsidiaries;

• Vendors who provide services on our behalf; 

• Online advertising services and advertising networks;

• Data analytics providers;

• Government entities;

• Operating systems and platforms; and

• Social networks.

3. Sale of Personal Information

We do not sell personal information in exchange for monetary consideration.  We may allow certain third parties (such as certain advertising partners) to collect your personal information via automated technologies on our Services in exchange for non-monetary consideration (such as an enhanced ability to serve you content and advertisements that may be of interest to you). You have the right to opt out of this disclosure of your information, as detailed below.

During the 12-month period prior to the effective date of this Privacy Policy, we may have sold the following categories of personal information to online advertising services and advertising networks:

• Identifiers

• Commercial information

• Online Activity

• Inferences

We do not sell the personal information of minors under 16 years of age without affirmative authorization if we have actual knowledge of the individual’s age.

  4. Sharing of Personal Information 

During the 12-month period prior to the effective date of this Privacy Policy, we may have shared your personal information with certain categories of third parties, as described below.

We may have disclosed the following categories of personal information about you for a business purpose to the following categories of third parties:  

In addition to the categories of third parties identified above, during the 12-month period prior to the effective date of this Statement, we may have shared personal information about you with government entities.

  5. California Consumer Privacy Rights 

You have certain choices regarding your personal information, as described below.

• Access: You have the right to request, twice in a 12-month period, that we disclose to you the personal information we have collected, used, disclosed and sold about you during the past 12 months.  

• Deletion: You have the right to request that we delete certain personal information we have collected from you. 

• Opt-Out of Sale: You have the right to opt-out of the sale of your personal information.  

How to Submit a Request.  To submit an access or deletion request or to opt-out of the sale of your personal information, including as an authorized agent on behalf of a consumer, please email us at hello@radiantgraph.com. 

Verifying Requests.  To help protect your privacy and maintain security, we will take steps to verify your identity before granting you access to your personal information or complying with your request.  If you have an account with us, we may verify your identity by requiring you to sign in to your account.  If you do not have an account with us and you request access to or deletion of your personal information, we may require you to provide certain information to verify your identity, such as your name, email address, phone number, and postal address.  In addition, if you do not have an account and you ask us to provide you with specific pieces of personal information, we may require you to sign a declaration under penalty of perjury that you are the consumer whose personal information is the subject of the request.  

Additional Information.  If you choose to exercise any of your rights under the CCPA, you have the right to not receive discriminatory treatment by us.  To the extent permitted by applicable law, we may charge a reasonable fee to comply with your request.